IMPORTANT DISCLOSURE: Payroll Deduction Loans is not a lender, loan broker, or representative of any financial institution. We do not make credit decisions, issue loan agreements, or collect personal loan applications. This website provides educational content, calculations, and informational directories for personal finance literacy.
Loan terms, APRs, and availability vary significantly based on your employer's benefit program, credit eligibility, and applicable state regulations. Typical personal loan APRs through employer-linked programs range between 5.99% and 35.99% with terms from 6 to 36 months. Always review official loan agreements and truth-in-lending disclosures provided directly by your selected lender before borrowing.
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